CROWDFUNDING SYSTEMS: evaluation and government regulation in the conditions of reengineering

various estimates, 67% of the Ukrainian population expresses distrust of the financial sector (30.3% mostly do not trust, 37% completely do not trust banks) ( Ȼɚɡɚɞɡɟ , 2015). For example, the situation in the US is not better: about 35% rather do not trust banks, than do, and 10% are those who do not trust the country's banking system at all (Rasmussen Reports). Objectively, everyone understands the reasons for these negative trends in Ukraine: the recognition of a significant number of banks as bankrupt, panic among financial market participants, insufficient level of financial literacy of the population, instability of the political situation in the country, imperfect legislation, low level of business relations culture, etc. ( Ȼɚɡɚɞɡɟ , 2015). Fig 2.15. Participation in crowdfunding on crowdfunding platforms Note: formed by the authors based on the results Unfortunately, there is no unique «pill» to get rid of people's distrust of financial sector participants. This «disease» of lack of trust in financial instruments and financial market entities requires a complex influence. Respondents were also asked for information about crowdfunding platforms in Ukraine and abroad (Fig 2.17). Yes, on Ukrainian crowdfunding platforms 5% Yes, on foreign crowdfunding platforms 7% No 88% 82